Monthly Fee
$2.95*
Per Purchase
$0
ATM withdrawal
$2.95
Cash Reload
$4.95*
ATM balance inquiry $0.95 per inquiry
Customer service (automated or live agent) $0 per call
Inactivity $0 per month
We charge 10 other types of fees. Here are some of them:
Express Shipping Fee $27.50 per card
Over the Counter Withdrawal Fee $2.95 per transaction
* This fee can be lower depending on how and where this card is used.
No overdraft/credit feature.
Your Funds are eligible for FDIC insurance
For general information about prepaid accounts, visit cfpb.gov/prepaid.
Find details and conditions for all fees and services in the Cardholder Agreement.
Initial Purchase Fee $2.95 One-time fee
Exact Prepaid Mastercard® is issued by The Bancorp Bank, Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark; and the circle design is a trademark of Mastercard International Incorporated.

List of all fees for Exact Prepaid Mastercard®

All fees Amount Details
Get Started
Initial Purchase Fee $2.95 One time fee.
Monthly usage
Monthly Fee $2.95 Monthly fee is waived when $1,000.00 or more, per monthly billing cycle, is loaded to your Card. The Monthly Fee is assessed 10 calendar days after the day the Card is first loaded and charged on that day every month thereafter. If you load $1,000.00 or more before the Monthly Fee is scheduled to be assessed, the Monthly Fee will be waived for that month’s billing cycle. Card-to-Card transfers (transfers from one Card to another Card) do not qualify as loads.
Add money
Direct Deposit $0
Cash Reload $4.95 Fees of up to $4.95 may apply when reloading your card at reload agents. Locations may be found at myexactaccount.com. The Cash Reload fee is a third party fee amount assessed by the retail load location and is not a fee assessed by us.
Spend money
Bill Pay Fee $0.95 Per transaction.
Bill Pay Stop Payment Fee $9.95 Per Stop Payment request.
Get cash
ATM Withdrawal $2.95 Per transaction. This is our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. This third party fee is assessed by the ATM operator and is not assessed by us. This third party will be charged to your Card. The fee descriptor for this item will be listed as “ATM Cash Withdrawal Fee” on your electronic and written histories.
Over the Counter Withdrawal Fee $2.95 Per transaction.
Information
Customer Service (automated or live agent) $0 No fee. No fee for calling our customer service line, including for balance inquiries.
ATM Balance Inquiry Fee $0.95 Per inquiry. This is our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. This third party fee is assessed by the ATM operator and is not assessed by us. This third party will be charged to your Card.
Using your card outside the U.S.
Foreign Transaction Fee 3.00% Of the U.S. dollar amount of each transaction.
ATM Withdrawal $2.95 Per withdrawal. This is our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. This third party fee is assessed by the ATM operator and is not assessed by us. This third party will be charged to your Card. The fee descriptor for this item will be listed as “ATM Cash Withdrawal Fee” on your electronic and written histories.
ATM Balance Inquiry Fee $0.95 Per inquiry. This is our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. This third party fee is assessed by the ATM operator and is not assessed by us. This third party will be charged to your Card.
Other
Secondary Card Fee $2.95 Per Secondary card; Maximum of three (3) secondary cards per primary account.
Lost, Stolen or Damaged Card Replacement Fee or Replace Card Fee $2.95 Per Card; when card is reissued or replaced for any reason with standard delivery except upon expiration. Standard 7-10 business day delivery.
Check Refund Fee $2.95 Per transaction. This fee is for sending a balance refund check. The amount of the refund will be the balance on the Cardholder Account less the applicable fee.
Express Shipping Fee $27.50 Per Card. The Express Shipping fee is an additional fee assessed when expedited 2-3 business day delivery for a Card reissue or replacement is requested. The $2.95 fee to replace the Card still applies.
Fees applicable to Secondary Card Account
Monthly Fee $2.95 Per month. The monthly fee is assessed 10 calendar days after the day the Card is first loaded and charged on that day thereafter. The secondary Card can only be loaded by Card-to-Card transfer. This means secondary Cards are always assessed a Monthly Fee.
Foreign Transaction Fee 3.00% Of the U.S. dollar amount of each transaction.
Lost, Stolen or Damaged Card Replacement Fee or Replace Card Fee $2.95 Per Card; when Card is reissued or replaced for any reason with standard delivery except upon expiration. Standard 7-10 business day delivery.
Express Shipping Fee $27.50 Per Card. The Express Shipping fee is an additional fee assessed when expedited 2-3 business day delivery for a Card reissue or replacement is requested. The $2.95 fee to replace the Card still applies.
Register your card for FDIC insurance eligibility and other protections. Your funds will be held at or transferred to the Bancorp Bank, an FDIC-insured institution. Once there, your funds are insured up to $250,000 by the FDIC in the event the Bancorp Bank fails, if specific deposit insurance requirements are met and your card is registered. See fdic.gov/deposit/deposits/prepaid.html for details.
No overdraft/credit feature.
Contact Exact Prepaid Mastercard by calling 888-924-2653, by mail at Exact Prepaid Card, PO Box 71402, Salt Lake City, Utah 84171-71402, or visit myexactaccount.com. For general information about prepaid accounts, visit cfpb.gov/prepaid.
If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visit cfpb.gov/complaint.